Mobile Home Insurance

Mobile Home Insurance
Mobile Home Insurance

Fields Insurance is committed to providing you with an affordable mobile home or manufactured home insurance policy. Although the coverage for home insurance is similar, there are some distinctions to consider. Mobile home or manufactured home coverage help protect you, your family, and your home. Whether your mobile home is old or new, we can help you customize and choose the best policy to suit your needs. 

How are Mobile or Manufactured Homes Different Than Site Built Homes? 

Mobile homes, or manufactured homes, are constructed at a manufacturing plant and then moved to a different destination. Site-built homes are constructed on a foundation and are permanent structures. As a result of using different materials and construction methods, the requirements for house insurance and mobile home insurance vary. 

What Does Standard Mobile Home Insurance Cover? 

Property Coverage

Property coverage helps insure against most direct, accidental, and immediate physical losses (unless otherwise noted) such as:

  • fire

  • smoke 

  • lightning 

  • wind 

  • theft 

  • explosion

Liability Coverage

Liability insurance helps protect you if someone gets injured on your property and then files a claim or attempts to sue you.

Guest Medical Coverage

This type of insurance coverage is included in most policies. It helps cover costs for medical bills for a guest that gets accidentally injured on your property. 

Personal Property Coverage

Personal property coverage helps protect personal belongings. This type of coverage helps replace and repair furniture, televisions, bikes, and other personal items if they have been stolen or damaged. 

Mobile Home Additional Insurance Coverage? 

Additional insurance coverage options are available for your mobile, or manufactured, home.  These options include:

  • Personal Injury

  • Mobile Home Relocation Coverage

  • Agreed Loss Settlement

  • Flood Insurance

  • Identity Theft

  • and more.

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