Home Insurance in Florida

The home insurance coverage you need depends on the type of home you have, the age of the home, location, and other variables. There are certain insurance policy requirements that need to be met for each Florida home. A & B Insurance Company has the specialty and skills to personalize the best home insurance policy that caters to your specific needs.

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Types of home insurance we offer:

• Homeowners insurance

• Renters insurance

• Vacant home insurance

• Rental property insurance

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Areas we serve:

• Tampa

• Brandon

• Miami

• Naples

• Bradenton

• All of Florida

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Contact A & B Insurance for a free home insurance quote!

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Types of Homeowners Insurance

There are many kinds of homeowners insurance and each one is specific to its property type. The type of coverage required for each one differs based on policy coverage requirements in Florida. The following is a list of types of homeowners insurance:

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• House

• Condo

• Townhouse

• Rental Property

• Mobile Home

Home Insurance Coverage

Home insurance helps protect against damage to structure of your home. A standard insurance policy also covers possessions inside and outside of the home, as well as medical costs for someone injured on the premises.

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Property Coverage

Property coverage helps insure structural damage as a result of:

• Storms

• Fire

• Leaks

• Wind

• Fallen Trees

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Liability Coverage

Liability insurance helps protect you if someone gets injured on your property and then files a claim or attempts to sue you.

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Guest Medical Coverage

This type of insurance coverage is included in most policies. It helps cover costs for medical bills for a guest that gets accidentally injured on your property. 

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Personal Property Coverage

Personal property coverage helps protect personal belongings. This type of coverage helps replace and repair furniture, televisions, bikes, and other personal items if they have been stolen or damaged. 

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Additional Structure Coverage

Additional coverage may be needed for sheds, detached garages, and other structures.

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Homeowners Additional Insurance Coverage? 

Additional insurance coverage options are available for your home. These options include:

• Personal Injury

• Flood Insurance

• Identity Theft

• and more.

Florida Renters Insurance

Florida renters insurance helps provide necessary protection while renting an apartment, house, condo or townhouse. Landlords and property management companies have insurance for their structures only, not their tenants possessions. Renters insurance coverage helps protect your personal belongings such as clothing, laptop and TV. In addition, if your rental home is damaged by a hurricane or fire, renters insurance will help cover temporary living arrangements while the property management gets it repaired. 

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Renters insurance in Florida is affordable and can be personalized to meet your needs. Our insurance specialists can help you customize the best renters insurance policy to give you the essential peace of mind while renting. 

Do You Want the Best Home Insurance in Florida?

If you want the best home insurance policy in Florida, then call us for a free quote! Our experts will help you choose the best insurance coverage for your specific needs. 

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We offer insurance coverage for the entire Florida community.

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Areas we serve:

• Bradenton

• Tampa

• Miami

• Zephyrhills

• Lakeland

• Venice

• Pinellas

• Gainesville

• All of Florida