Home insurance helps protect against damage to the structure of your home. A standard insurance policy also covers possessions inside and outside of the home, as well as medical costs for someone injured on the premises.

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Property Coverage

Property coverage helps insure structural damage as a result of perils like:

• Storms

• Fire

• Wind

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Liability Coverage

Liability insurance helps protect you if someone gets injured on your property and then files a claim or attempts to sue you.

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Guest Medical Coverage

This type of insurance coverage helps cover costs for medical bills for a guest that gets accidentally injured on your property. 

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Personal Property Coverage

Personal property coverage helps protect personal belongings. This type of coverage helps replace and repair furniture, televisions, bikes, and other personal items if they have been stolen or damaged. 

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Additional Structure Coverage

Additional coverage may be needed for sheds, detached garages, and other structures on your premises.

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